Latest Episodes
21
Beware of Dinner Seminar Annuities
By gaining a deeper understanding of different annuity options and recognizing the pitfalls of overly optimistic financial projections, retirees can make decisions that protect...
21
Analyzing Discretionary Liquidity in Retirement
Misconceptions about discretionary liquidity in retirement funds is a topic that, while crucial, often goes unmentioned. Today's topic is a continuation of the last...
21
Solving Retirement Withdrawal Rate & Longevity Mistakes With Annuities
00:24 The two key mistakes in retirement planning are misunderstanding withdrawal rates and underestimating longevity. 01:58 The traditional 4% withdrawal rule may not ensure...
20
Annuities vs Sequence of Returns Risk
00:13 Sequence of returns risk emphasizes the order of receiving returns, impacting retirement outcomes significantly. 02:16 Average returns don't determine retirement success; actual returns...
19
Analyzing Average Returns vs. Actual Returns
In this episode, Marty offers a straightforward examination of the crucial distinctions between average returns and actual returns in retirement planning. He addresses common...
18
Chasing Annuity Rates is a Huge Mistake
Chasing high interest rates for annuities or other retirement income vehicles can be a significant mistake because it often overlooks the crucial aspect of...