In this episode, Marty offers a straightforward examination of the crucial distinctions between average returns and actual returns in retirement planning.
He addresses common misunderstandings many investors have about these concepts and the significance of the Internal Rate of Return (IRR) in evaluating the true performance of investments.
Highlighting the risks of basing financial decisions on average returns, such as the sequence of returns risk and its effect on retirement funds, the discussion also explores stable income solutions like annuities to counteract market volatility.
Are you prepared for the rising cost of long-term care? In this episode, Marty Becker breaks down the latest updates in long-term care insurance...
Are dividend-paying stocks really a reliable source of retirement income, or are they riskier than they seem? In this episode, we break down income...
Podcast Episode 78: Dismantling Another Clark Howard Annuities Rant Clark Howard is back with another anti-annuity rant—and once again, he gets most of it...