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In this episode, Marty offers a straightforward examination of the crucial distinctions between average returns and actual returns in retirement planning.
He addresses common misunderstandings many investors have about these concepts and the significance of the Internal Rate of Return (IRR) in evaluating the true performance of investments.
Highlighting the risks of basing financial decisions on average returns, such as the sequence of returns risk and its effect on retirement funds, the discussion also explores stable income solutions like annuities to counteract market volatility.
Market value adjustments (MVAs) are a common feature in certain annuities, but do you know what they really mean for your retirement? In this...
Join Marty as he explains what these fees are, how they work, and why they're an essential part of your annuity contract. What to...
00:13 Sequence of returns risk emphasizes the order of receiving returns, impacting retirement outcomes significantly. 02:16 Average returns don't determine retirement success; actual returns...
