In this episode, we dive into a video made by Dave Ramsey where he talks about retirement withdrawal rates. We point out the problems with his advice, especially the difference between average returns and actual returns. We also explain why understanding the order of your returns (called the sequence of returns) is super important when you retire. Plus, we discuss safer ways to plan your retirement income, like using income annuities.
Today, we're going to look at how to use annuities as life insurance. Many people approach retirement or estate planning with some misconceptions about...
Thinking about using your 401k to buy an annuity? In this episode, I break down the two main ways to do it—and the big...
Tired of the emotional rollercoaster that comes with managing your own investments? In this episode, I break down a chart that shows exactly how...