How To Avoid The Aggregation Tax Rule

Episode 57 January 09, 2025 00:06:59
How To Avoid The Aggregation Tax Rule
The Atlas Annuity Podcast
How To Avoid The Aggregation Tax Rule

Jan 09 2025 | 00:06:59

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Hosted By

Marty Becker

Show Notes

Did you know there’s a little-known tax rule that could impact your withdrawals if you own multiple annuities with the same company? In this episode, Marty breaks down the Aggregation Tax Rule—sometimes called the Serial Annuity Rule—and explains how it works, who it applies to, and how to avoid unexpected tax surprises.

Using a real-life example, Marty highlights how this rule could result in paying taxes on more gains than expected, potentially even bumping you into a higher tax bracket. But don’t worry—he also shares simple strategies to avoid getting caught by this obscure rule, like using qualified money or spreading your annuities across different companies.

If you’re serious about protecting your retirement income and minimizing tax headaches, this episode is for you.

Key Topics Covered:

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