Lincoln OptiBlend 5: The S&P 500 Fixed Index Annuity Worth Considering

Episode 92 • November 14, 2025 • 00:13:02
Lincoln OptiBlend 5: The S&P 500 Fixed Index Annuity Worth Considering
The Atlas Annuity Podcast
Lincoln OptiBlend 5: The S&P 500 Fixed Index Annuity Worth Considering

Nov 14 2025 | 00:13:02

/

Hosted By

Marty Becker

Show Notes

 
Did you know that your fixed index annuity is only as good as the indexing options offered? In episode 92 of the Atlas Annuity Podcast, Marty Becker reviews the Lincoln Financial OptiBlend 5, a unique 5-year fixed index annuity that breaks the mold with first-year withdrawals and multiple S&P 500 options.
 
While most annuities make you wait until year two for penalty-free withdrawals, this one gives you access to 10% starting day one. Marty explains why, after a decade in the business, he increasingly relies on the tried-and-true S&P 500 over flashy hypothetical indexes with unrealistic backtested returns.
 
Learn how this A+ rated product from a company founded with Abraham Lincoln's son's blessing could serve as your short-term bridge to retirement income—with issue ages up to 85, RMD flexibility, and nursing home waivers included.
 
Previous Episode
Next Episode

Other Episodes

Episode 85

August 29, 2025 • 00:11:28
Episode Cover

How Fed Rate Cuts Affect Annuities

In episode 85 of the Atlas Annuity Podcast, Marty Becker breaks down one of the most anticipated financial moves of the year—the Federal Reserve’s...

Listen

Episode 13

February 16, 2024 • 00:12:18
Episode Cover

Getting A Second Opinion on Annuities

Shedding old ideas and paradigms is crucial for personal growth and success, akin to a snake shedding its skin to accommodate growth. Education is...

Listen

Episode 55

December 21, 2024 • 00:14:35
Episode Cover

Does an Income Annuity Just Give Your Money Back?

In this episode, we tackle a common concern about income annuities: “Isn’t the annuity company just giving me my money back?” Marty Becker, founder...

Listen