How to Decide Between a Pension and an Annuity

If you're facing a choice between taking a lifetime pension or a lump sum buyout, this episode is for you.

Marty Becker shares a real-life conversation with a potential client offered $2,000/month for life—or a $350,000 lump sum. Which is better? The answer might surprise you.

With firsthand experience losing his own pension, Marty breaks down:

• Why defined benefit pensions are becoming less reliable

• Real examples of massive pension plan failures

• What the PBGC actually guarantees (and what it doesn’t)

• How an income annuity can mimic (or even improve on) pension payouts

• Why a logical apples-to-apples comparison is the only way to decide

Whether you're with a corporation or union, considering your options now or in the future, this episode will give you the clarity you need to make a smart, confident decision for your retirement.

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