Why are there so many types of annuities—and what really makes them different?
In this episode, Marty breaks down how annuity features and benefits are designed by insurance companies. You’ll learn how actuaries use math, risk analysis, and market data to build annuities for different goals like income, growth, and protection. Marty also explains the trade-offs that come with each feature, why you can’t have it all in one product, and how to avoid buying an annuity that doesn’t match your needs.
If you’ve ever been confused by bonuses, income riders, death benefits, or annuity ads that sound too good to be true—this episode will help you see what’s really under the hood.
Want more? Watch the free video series: 20% More Spendable Income in Retirement
This week, we’re diving into the Top 5 Benefits of Index Annuities and the main reasons they’re becoming more popular. Based on feedback from...
In this episode, Martybreaks down complex financial concepts into understandable terms. We explore how annuity companies set caps and participation rates using their options...
In this episode, I walk through a real conversation I had with someone nearing retirement who wanted guaranteed income starting in five years. Her...