How Annuity Features and Benefits Are Designed

Episode 74 May 16, 2025 00:14:28
How Annuity Features and Benefits Are Designed
The Atlas Annuity Podcast
How Annuity Features and Benefits Are Designed

May 16 2025 | 00:14:28

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Hosted By

Marty Becker

Show Notes

Why are there so many types of annuities—and what really makes them different?

In this episode, Marty breaks down how annuity features and benefits are designed by insurance companies. You’ll learn how actuaries use math, risk analysis, and market data to build annuities for different goals like income, growth, and protection. Marty also explains the trade-offs that come with each feature, why you can’t have it all in one product, and how to avoid buying an annuity that doesn’t match your needs.

If you’ve ever been confused by bonuses, income riders, death benefits, or annuity ads that sound too good to be true—this episode will help you see what’s really under the hood.

Want more? Watch the free video series: 20% More Spendable Income in Retirement

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