Are dividend-paying stocks really a reliable source of retirement income, or are they riskier than they seem? In this episode, we break down income annuities vs. dividend-paying stocks, looking at real-world examples of companies that slashed dividends, leaving investors without income when they needed it most.
From Kodak and RadioShack to JCPenney and General Motors, we examine what went wrong and why a high dividend yield isn’t always a good sign. More importantly, we compare dividend stocks to income annuities, which offer guaranteed, predictable income for life—no matter what happens in the market.
If you’re counting on dividends for retirement, this episode will help you understand the risks and why annuities may be a more secure alternative.
Is the 4 percent rule outdated? In this episode, we break down Morningstar’s latest research on safe withdrawal rates for retirement in 2025. Learn...
By gaining a deeper understanding of different annuity options and recognizing the pitfalls of overly optimistic financial projections, retirees can make decisions that protect...
00:40 Annuities must be compared to alternative investments to assess income strategy. 02:05 No other investment guarantees lifetime income like annuities. 03:35 To match...